Finance

2016-Jaguar-F-TYPE

Jaguar Finance Center in Fort Myers, FL

Apply from anywhere in a few minutes, then let our finance team handle the rest.

Financing and Leasing at Jaguar Fort Myers

Our secure credit application takes a few minutes and asks only for what a lender needs to make a decision. Once it’s submitted, our finance managers structure your terms, go over the options that apply to your situation, and answer questions before anything gets signed.

You can start your application online and finish it with us at the store. Approval, rate, and terms come down to your application and the lender’s decision. If you’d rather handle more of it from home, EZPurchase lets you shop and value your current vehicle online before you ever walk in.

Finance or Lease

With financing, you make payments until the loan is satisfied, there’s no mileage ceiling, and the vehicle is yours to keep, sell, or trade whenever you want. Leasing covers a set term and a set annual mileage allowance, usually at a lower monthly payment for the same vehicle, and ends with you returning it, buying it, or moving into something newer.

Our Buying vs. Leasing page goes deeper on the tradeoffs, and if you’re already in a lease, our Lease End Process page covers what happens as your term winds down.

Rates and lease programs change month to month, so check our current offers for what’s running now and ask us which of them apply to the vehicle you’re looking at.

What Shapes Your Rate and Payment

The vehicle and the trade. Model year, mileage, and final selling price all factor into the rate a lender will offer, and equity in your current vehicle reduces the amount you need to finance.

Credit history and employment. Lenders look at income, time on the job, payment history, open balances, and how much you currently owe relative to what you earn.

Down payment and term. More money down lowers the amount financed. A shorter term means a higher monthly payment and less total interest, and a longer one does the reverse.

Our payment calculator lets you move those numbers around before you talk to anyone, so you walk in with a range already in mind.

Before You Apply

You don’t need to know your score to submit an application, but it helps to know where your credit stands, since your file affects the rate and terms available to you.

What to Bring When You Finalize

  • Valid driver’s license
  • Proof of insurance
  • Proof of income
  • Proof of residence
  • Proof of phone number

Depending on the lender and your application, we may ask for something additional.

Putting Your Trade to Work

If you’re trading, get a number on your current vehicle before you come in. Our instant cash offer tool values it in a few minutes, and we buy vehicles whether or not you purchase from us.

Financing a Certified Pre-Owned Jaguar

Every Approved Certified Pre-Owned Jaguar goes through a manufacturer-backed inspection and carries extended limited warranty coverage, and financing on certified vehicles is often structured differently from a standard used vehicle loan. If you’re weighing a new Jaguar against a certified one, ask us to run both.

Browse our certified pre-owned inventory or read more about why buy CPO.

Protecting the Vehicle After You Sign

Our finance office also handles coverage that goes beyond the factory warranty, including vehicle service contracts, GAP, prepaid maintenance, tire and wheel protection, and appearance coverage. These are optional, and benefits and exclusions vary by product. Our vehicle protection plans page lays out what’s available.

Serving Drivers Across Southwest Florida

We’re on South Tamiami Trail in Fort Myers, a short drive from Estero, Bonita Springs, Cape Coral, Sanibel, and north Naples. Our sales team is here Monday through Friday from 8:30 AM to 6:00 PM and Saturday from 9:00 AM to 5:00 PM.

Start your finance application online, or call (239) 387-0026 and ask for the finance department.

Jaguar Finance FAQs

Answers to the questions we hear most about financing and leasing at Jaguar Fort Myers, covering online applications, credit, monthly payments, trade-ins, current offers, Certified Pre-Owned financing, and what you can finish online before you visit.

Can I apply for Jaguar financing online before visiting Jaguar Fort Myers?
Yes. You can complete our secure online finance application before you visit, and our finance team reviews it as part of your purchase or lease.

Does my credit history affect my Jaguar financing options?
Your credit history is one of several factors in the terms available to you, along with income, employment, down payment, and the vehicle itself. You can submit an application regardless of where your credit stands, though approval, rate, down payment, and other terms depend on the individual application.

What factors affect my Jaguar monthly payment?
Vehicle price, interest rate, financing term, down payment, and trade-in value all factor into the number. Our payment calculator lets you adjust each of those inputs and compare estimates before you finalize anything.

Should I lease or finance my next Jaguar?
Leasing fits a defined term and mileage allowance if you change vehicles frequently, while financing fits long-term ownership with no mileage ceiling. If you are already in a Jaguar lease, our lease return page covers the options available when your term ends.

Can I use my current vehicle’s trade-in value toward my Jaguar purchase or lease?
Yes. We use the Kelley Blue Book Instant Cash Offer process for selling or trading your current vehicle. Once we verify the vehicle and its condition, you can take the offer as cash or apply it toward your next vehicle.

Where can I review current Jaguar finance and lease offers?
Our new vehicle specials page lists the programs running now. Finance rates, lease programs, eligibility, and vehicle availability all change, so confirm the terms that apply to you with our finance team.

Can I finance a Jaguar Approved Certified Pre-Owned vehicle?
Yes. Financing may be available on eligible Approved Certified Pre-Owned vehicles, and dedicated CPO programs run periodically. Check our Approved Certified Pre-Owned program page for current coverage, then ask us what terms are available on the vehicle you are considering.

Can I start more of the Jaguar buying process online before visiting Jaguar Fort Myers?
Yes. EZPurchase lets you shop, and sell or trade your current vehicle, online. Along with our financing and payment tools, that puts several steps of the process behind you before you arrive.